Photo by Gerd Altmann via Pixabay There’s no denying that purchasing a home requires a huge investment from buyers. Not only will you need to have a down payment in place, but you’ll need to consider closing costs, home maintenance, property taxes and more over the years. While these are all expenses that most buyers are aware of,...

Photo by Vivint Solar from Pexels When your pocketbook determines you can’t afford a new, energy-efficient home, you can still satisfy your preferences by upgrading an older house. Try these options for improving energy efficiency in your home. Apply for the FHA’s Energy-Efficient Mortgage program. With an EEM, you can finance an already energy-efficient home or use funds...